How Can We Help You?
Located in Morgantown, WV, we specialize in making your mortgage experience fast and hassle free. We offer the most competitive rates in town and a combined 80 years of mortgage experience. We service the entire state of West Virginia..
So let us put you in your new home or make your current mortgage more efficient for your needs.
100% Financing USDA Program
The Guaranteed Rural Housing mortgage loan program offers 30 year fixed rate mortgage with 100% financing! Great for First-time buyers, you can buy your home without having to put down your entire savings, or even any money down!
VA Mortgage Program
The Veterans Administration loan program enables Veterans and active duty personnel to purchase or refinance a home with favorable terms.The VA program typically allows for 100% financing. With a Veteran on staff, this program is a Premier Mortgage specialty, we will take care of our Veterans!
FHA Mortgage Program
The government's Federal Housing Administration's Mortgage program is our most flexible program. Whether your credit score is a little lower or your debt ratio is a bit high, our program can you qualify more borrowers then any other lender. With only a 3.5% down payment required, this program can make your home buying dream come true!
Conventional Loan Programs
Our Conventional Programs have all your bases covered, whether you are thinking a 7 year term or all the way to 30 years. A 3% down option is available to first time home buyers, as low as 5% down for borrowers who have owned before. We can build the PMI into the rate or we offer discounted PMI and ultra competitive pricing that is sure to cut your payments!
We can finance Doublewide Homes on a permanent foundation, either through the FHA Program or even through Conventional Financing. With FHA the same 3.5% down is all that's required or with Conventional you can purchase with just 5% down.
Confirming High Balance Program Non Jumbo
Allows Borrowers to get their dream house without the Jumbo Loan interest rates and regulations. We can lend up to 90% loan to value with NO PMI!!!!! All the way up to $726,525 loan amounts with regular Conventional program rates and Guidelines!
Rate/Term Refinancing or Cash Out Refinancing
We offer all programs you need! Whether you want to refinance your current mortgage into a lower rate or a shorter term, Or use the equity in your home to consolidate debt or do some home improvements!
Our Awesome Team
Owners, Mr. Jonathan Cooper and Mr. Courtney Cooper put their experience together and formed Premier Mortgage in July 2007.
Loan officers, Allison Paton, Johnathan ONeal, Chad Cooper, Bob Cooper, and Robert Glowacky are knowledgable and motivated to make your borrowing process successful.
NMLS # 319671
NMLS # 325895
NMLS # 1249580
NMLS # 1832125
NMLS # 319757
NMLS # 1565662
NMLS # 349214
Our clients are at the heart of what we do, see what they have to say about us!
This is an amazing business! Jonathan Cooper went above and beyond for me and my family! We are now officially homeowners and I know it was because of everything he did for us!!!
Great place and very willing to help. Thank you!!!
Premier helped me get everything I needed for my home, and they were the most affordable in the area, yet the service was superior!